Call 0845 455 2222

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UK Fixed Rate Bond

  • Fixed return on your savings
  • Min £500; Max £2,000,000
  • The same rate is offered regardless of the amount deposited
  • Easy to open and simple to operate
  • Personal service from our savings experts
  • Peace of mind dealing with an established UK savings provider

CURRENT INTEREST RATES

Fixed Rate Bond
Term*Gross/AER %Net %
9 Months7.00 Gross/7.06 AER5.60
1 year7.055.64
2 years7.005.60
3 years6.004.80
4 years6.004.80
5 years6.004.80

Account Features

  • Available by post or telephone
  • Interest rate guaranteed for the full term of the Bond so you will always know the return you are getting on your lump sum
  • Interest is calculated daily and added to the Bond on the first anniversary and every year thereafter until final maturity, or on maturity for 9 month bond
  • The same rate is offered regardless of the amount deposited
  • A minimum lump sum of £500 is required
  • Closing statement issued on maturity of the Bond
  • Additional deposits are not permitted after opening your Bond
  • No withdrawals are permitted from the 3, 6 or 9 month Bonds
  • Early withdrawals on Bonds with 1 year and longer maturity terms are only permitted in the case of emergency and are subject to interest penalties

Account Communication

Once your Bond is open

  • We will send you written confirmation of your new Bond number, initial deposit and the applicable interest rates within three business days of receiving your application
  • We will confirm any transactions on your Bond by post
  • For 3, 6 and 9 month Bonds, we will send you a closing statement on maturity of your Bond
  • For 1 to 5 year Bonds, we will send you an annual statement on the anniversary date of your Bond being opened
  • You can ask us for a Certificate of Interest at no charge by calling our Personal Savings Account Team on 0845 455 2222

Terms and Conditions

*Subject to tax at the lower rate. Terms and conditions apply. AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded each year.

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