You want to save for the future
But on your terms
You want a competitive rate of interest
But with no catches
You want an intelligent solution
But one that's simple to understand
Can we help you?
1. Your choice
2. Current Interest Rates
3. Opening your Bond
4. Confirming your Identity
5. How to make your initial deposit
6. Information on your Account is regular and transparent
7. Frequently Asked Questions
8. Terms and Conditions
9. Email a friend about our Bonds
10. Your money is safe with us
11. Talk to Us
YOUR CHOICE
If you have £500 or more to save, a Fixed Term Bond can give you a guaranteed return on your savings.
You simply place a lump sum with us for a fixed term from 1 to 5 years - then sit back and relax. You know exactly what your return will be and when your Bond will mature.
About our Fixed Rate Bond
- Available by post or telephone
- Flexibility to choose an investment term from 1 to 5 years
- Interest rate guaranteed for the full term of the Bond so you will always know the return you are getting on your lump sum
- Interest is calculated daily and added to the Bond on the first anniversary and every year thereafter until final maturity
- The same rate is offered regardless of the amount deposited. You will find details of the interest rates on the enclosed rate flyer
- Annual statement issued on the anniversary date that you opened your Bond
- A minimum lump sum of £500 is required
- Additional deposits are not permitted after opening your Bond*
- Early withdrawals are subject to interest penalties
*If you would like to find out about opening additional Bonds please call us on 08454 55 22 22.
CURRENT INTEREST RATES
Fixed Rate Bond
| Term | | *Gross/AER % | | Net % |
| 1 year | | 5.05% | | 4.04% |
| 2 Year | | 4.9% | | 3.92% |
| 3 Year | | 4.9% | | 3.92% |
| 4 Year | | 4.95% | | 3.96% |
| 5 Year | | 4.95% | | 3.96% |
All interest is subject to DIRT (currently 20%) for residents. Terms and Conditions apply.
*Subject to tax at the lower rate. Terms and conditions apply. AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded each year.
OPENING YOUR BOND
Your Anglo Irish Bank
Fixed Rate Bond
Easy to open -
send us your application and we'll do the rest
There are four straightforward steps to opening a Fixed Rate Bond with Anglo Irish Bank.
- Download and print our user-friendly application form in PDF format
(This form is provided in Adobe Acrobat PDF format. If you do not have a copy of Acrobat Reader
click here).
- Compile the relevant identification documents. These must be originals.
- Issue a cheque from your personal current account for your initial deposit. Click here for details.
- Send all of these to us at the following Freepost address:
Anglo Irish Bank Corporation plc
FREEPOST NAT16754
Banbury
Oxon
OX16 9BR
CONFIRMING YOUR IDENTITY
UK money laundering regulations mean that we have to ask you for proof of identity. We won't be able to open your account without the correct identification documents.
If you're already a customer of Anglo Irish Bank, you don't have to provide proof of identity or address.
If your application is in your name only:
We will need to see two forms of original address identification documents from the list below.
If your application is in joint names:
We will need to see two forms of original address identification documents for each applicant from the list below.
Proof of identity
We need to see two of the following five types of documentation for each applicant.
- An original bank statement from the account where your initial deposit cheque has originated, dated within the last three months
- An original Inland Revenue notice of tax coding for this current tax year
- Gas, electricity, water or land telephone (not mobile) original utility bill at your current address, dated within the last six months
- An original Council Tax bill at your current address for this current tax year
- Other original personal financial statements (credit card statement or another personal UK bank account) at your current address, dated within the last three months
We will return these documents to you within five business days of receipt.
HOW TO MAKE YOUR INITIAL DEPOSIT
By personal cheque for a minimum amount of £500
- Your cheque should be made payable to Anglo Irish Bank Corporation plc and marked 'a/c payee only'.
- No third-party cheques will be accepted, (i.e. company drafts, dividends or cheques drawn on other personal names).
- Your cheque must be drawn on a UK personal bank account.
- If your application is in your sole name, your cheque should be drawn on a personal account in the exact name as the applicant. For joint applicants your cheque should be drawn on a joint personal account in the exact names of the applicants. (If you do not have a joint account, we will require a personal cheque from each applicant just for your initial lodgement).
INFORMATION ON YOUR ACCOUNT IS REGULAR, TRANSPARENT AND EASILY ACCESSIBLE.
Once your Bond is open
- We will send you written confirmation of your new Bond number, initial deposit and the applicable interest rates within three business days of receiving your application
- We will confirm any transactions on your Bond
- We will send you an annual statement on the anniversary date of your Bond being opened
- You can ask us for a Certificate of Interest at no charge by calling our Personal Deposit Account Team on 08454 55 22 22
Unfortunately, no additional deposits are allowed to our Fixed Rate Bonds.
YOUR MONEY IS SAFE WITH US
Anglo Irish Bank Corporation plc was founded in 1964. We are one of the best performing banks in Europe, providing our customers with a broad range of financial services, including bespoke business lending, wealth management, personal deposit and corporate treasury services.
The Bank's shares are listed on both the London and Dublin stock exchanges.
The Bank is regulated by the Irish Financial Services Regulatory Authority as a European Authorised Institution. Within the UK, the Bank is also regulated by the Financial Services Authority (FSA) in respect of its UK business and is a member of the Financial Services Compensation Scheme and the Financial Ombudsman Service in the UK.
Anglo Irish Bank is authorised by the Financial Services Authority to receive deposits in the UK.
Anglo Irish Bank Corporation plc is a member of the Financial Services Compensation Scheme in the UK. Payments under the scheme are limited to 100% of the first £2,000 and 90% of the next £33,000 of a depositor's total deposits with Anglo Irish Bank Corporation plc, subject to a maximum payment to any one depositor of £31,700.
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