Legal Statement
LEGAL TERMS AND CONDITIONS
Status Disclosure
Anglo Irish Bank Corporation plc is regulated in the UK by the Financial Services Authority. It is an Irish company registered in England and Wales under No: FC016044. Its principal place of business in the UK is at 10 Old Jewry, London EC2R 8DN.
Access to this Site and the use of information contained on it is governed by the terms and conditions set out below. These terms and conditions are important and are for the protection of both ourselves and yourself. Please take the time to read the terms and conditions carefully. By proceeding further you will be deemed to have accepted them and be bound by them. Please note that references to "we" means Anglo Irish Bank Corporation plc and our subsidiaries and associates.
This Site is established in UK in accordance with English law. When you use the Site, you accept that your use of the Site and any information on the Site, will also be governed by English law and if any dispute arises from your use of the Site or any of the information on it, you agree to allow such dispute to be heard in the English courts.
This site complies with appropriate UK legislation and it is to be used only by persons over the age of 18 who access it from within the UK. The services on this Site are only available to UK residents.
Information about some of the products and services on this Site is subject to specific restrictions concerning the persons to whom such information may be made available. Details of such restrictions are set out on the pages to which they relate and you should read those details carefully before proceeding to the rest of the relevant page.
When you speak to us on the telephone, some calls may be monitored or recorded in case we need to check we have carried out your instructions correctly and to help improve our quality of service.
We have given the information on the Site in good faith. We have taken the information from trade and other sources believed to be reliable. Although we have made all reasonable efforts to ensure that all of the information on the Site is accurate at the time of inclusion, we do not represent that this is the case and it should not be relied upon as such.
Information on this site is not intended to constitute investment advice or any form of recommendation nor is it an invitation to invest or otherwise deal in the shares of Anglo Irish Bank Corporation plc or in any other securities or financial instruments of any description. When making a decision about your investments, you should seek the advice of a professional financial adviser.
Please note that we may update or alter the information on this Site at any time without giving notice of the alterations. You should review these terms and conditions each time you access our Internet Website. By continuing to use and access our Internet Website you agree to be bound by the amended terms and conditions. Any opinions and estimates expressed reflect our judgement at this date and are also subject to change without notice. Accordingly you agree not to hold us responsible for any inaccuracies or omissions in the information on this Website. If you do not understand or if you have any queries on any of the information on the Site, we recommend that you contact your usual Anglo Irish Bank representative.
Please note that the sending of personal information via e-mail over the Internet may not be secure and can be intercepted by third parties or incorrectly delivered. You should not divulge personal information over the Internet unless you are using a secure or encrypted communications technology. Whilst we have made every effort to create a secure and reliable Website for our users, neither Anglo, nor its directors, employees, servants, agents and/or affiliates accept any responsibility and or liability whatsoever for any unauthorised access to and/or the corruption of data being sent to us.
Any exclusions or limitations of our legal liability in these terms and conditions apply only as far as the law permits, and in particular we do not intend to affect our duties and liabilities to you under the Financial Services and Markets Act 2000, or the rules and regulations of our regulator in the UK (the Financial Services Authority).
Some pages on this Site contain hypertext links to web sites not maintained by us. You are reminded that when you enter other web sites via such hypertext links, you will not be subject to these terms and conditions and you will not benefit from the protections afforded to you in using our Site.
Copyright in the Site and the information set out on it belongs to us and may only be used by those who access it from the UK. Such users may only copy information from this Site for their own personal use. Please remember that users may not republish, transmit, store, reproduce, communicate or make available to the public, any such information in any manner without our prior written consent. Any unauthorised linking to this Site is also strictly prohibited. Please note that any unauthorised publishing, transmission, storing, reproduction communication or making available to the public or copying or modification of any of the contents of this Site or linking to it may be in breach of statutory or common law rights which could be the subject of legal action.
DATA PROTECTION AND PRIVACY STATEMENT
Anglo Irish Bank Corporation Plc ("Anglo" or "we") respects your right to privacy in relation to your interactions with this Site. Any information which is provided by you will be treated in accordance with the terms of the Data Protection Act, 1998.
You agree that we may also use and update personal details given to us by you or others during your relationship with us in the following manner and for the following purpose:
- for credit and credit related services and to manage your accounts;
- for research and statistical analysis with the aim of improving our service;
- to identify other products and services which might be suitable for you and send you information about them;
- to recover debts and to assist in debtor tracing;
- to prevent and detect fraud;
- to update our records about you;
- to prevent money laundering; and
- to check your identity and address
You agree that we may use your personal information to make a credit check on you and/or a check with Fraud Prevention Agencies before we provide you with any services. These searches will be recorded by the credit reference and Fraud Prevention Agencies. It is very important that you provide us with accurate information. We may disclose information about how you run your accounts to the credit reference agencies.
You acknowledge and agree that in certain circumstances we may be obliged to disclose personal information relating to you to third parties, for example, in order to conform to any requirements of law or to comply with any legal process, as well as to protect and defend the rights of property of Anglo, our licensors and/or our other customers. Subject to the provisions of the preceding sentence we confirm that we will not disclose any such information outside the Anglo Group except:
- to credit reference and fraud prevention agencies and other organisations which record, use and give out information to other lenders and insurers. The information may be used to make assessments for credit and all types of insurance and, for due diligence to prevent fraud and money laundering;
- to persons acting as our agents under a strict code of confidentiality;
- to anyone to whom we transfer or may transfer our rights and duties under any applicable customer documentation which you have entered into with us;
- as required by law or regulation;
- where we have your consent.
Otherwise we will keep information about you strictly confidential.
This Site uses cookies. Cookies collect information about your use of the website, for example your connection speed, details of your operating system, the time and duration of your visit and your IP address. You should be aware that Anglo is unable to control the use of cookies or the resulting information by other third parties such as advertisers or parties hosting data for Anglo.
The information collected by cookies enables us to understand the use of our site, including the number of visitors we have, the pages viewed per session, time exposed to particular pages etc. This in turn helps us to provide you with a better service, since we can evaluate the level of interest in the content of our website and tailor it accordingly. We will not attempt to personally identify you from your IP address unless required to as a matter of law or regulation or in order to protect our, or our other customers' rights.
Most browsers automatically accept cookies. You can set your browser options so that you will not receive cookies and you can also delete existing cookies from your browser. However, you may find that some parts of the Site will not function properly if you refuse cookies.
You should also be aware that when you link to another website from this Website, Anglo has no control over that other website. Accordingly, Anglo cannot guarantee that the controller of that website will respect your privacy in the same manner as Anglo.
Under the Data Protection Act 1998 you have a right to request a copy of the information we hold about you for which we may charge a small fee and to have any inaccuracies in your information corrected. If you wish to request a copy of the information which we hold or to advise us of any change in your name or address details please write to the Data Protection Officer, Anglo Irish Bank Corporation plc, 10 Old Jewry, London EC2R 8DN.
Anglo may also use the information that you have provided for the purposes of providing you with additional information relating to the goods and services of Anglo, and/or its associated and affiliated companies. Anglo may also share this information with its associated and affiliated companies to enable those associated and affiliated companies to contact you directly in relation to their goods and services. If you do not wish to receive such information from Anglo or its associated or affiliated companies please write to the Data Protection Officer, Anglo Irish Bank Corporation plc, 10 Old Jewry, London EC2R 8DN.
DAILY FINANCIAL COMMENTARIES
The information which you have provided will also be retained by Anglo Irish Bank Corporation plc ("Anglo") for the purposes of providing you via email with daily commentaries and up to date information in relation to banking developments in UK and elsewhere. Please remember that these daily financial commentaries are subject to the Legal Terms and Conditions of this Site which may be amended or updated from time to time.
If at any time you wish to cease availing yourself of this service, you can contact us at to unsubscribe.
Anglo Irish Bank Corporation plc is regulated by the Financial Regulator in Ireland and by the Financial Services Authority in the United Kingdom.